The Debt Arrangement Scheme (DAS) is a statutory debt management scheme introduced by the Scottish Government to help you repay your debt(s). Under DAS, you can apply for a Debt Payment Programme (DPP) that allows you to pay off your debt(s) free from interest and charges over an extended period of time, ensuring payments are set at a realistic level whilst giving you protection against any legal action from your creditors and safeguarding any assets.
May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
Free debt counselling, debt adjusting and providing of credit information services is available to customers by contacting MoneyHelper.